Skip to content
J Castallanos Headshot
Nice to meet you! My name is,

Joseph Castellanos

Mortgage Loan Officer
NMLS#: 1940041

Down-Payment Assistance & FHA Specialist • English & Spanish

Hello, welcome to my page.

I help buyers statewide navigate the mortgage process confidently, particularly in Miami, Orlando, Birmingham, and Huntsville. With 15+ years of experience, I specialize in down-payment assistance programs, FHA financing, and first-time buyer strategies.

Fluent in English and Spanish, I break down the process clearly, communicate quickly, and keep clients supported from application through closing.

Dedicated, responsive, and family-focused, I work as hard for my clients as I did helping my own children purchase their first homes.

Licensed in Alabama, Florida
Second language: Spanish

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

Back To Top