You’ve probably seen people online talking about refinancing right now — but here’s the thing: refinancing isn’t a one-size-fits-all deal.

The key is knowing when it actually makes sense for you.

That’s why we created our Refinance Watchlist.

There is ZERO commitment, takes less than a minute, and you can share it with friends or family who might want to know when it’s finally time to say “YES” to a better rate.