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Nice to meet you! My name is,

Jeffrey “Zack” Zachow

Mortgage Loan Officer
NMLS#: 450729

VA & Conventional Loan Specialist • 25+ Years Experience

Hello, welcome to my page.

I help buyers statewide secure strong financing solutions, with experience across major markets including Miami, Florida; Atlanta, Georgia; Charlotte, North Carolina; Austin, Texas; Richmond, Virginia; and Baltimore, Maryland. With over 25 years of lending experience, I specialize in VA loans, conventional purchases, and strategic financing for both first-time buyers and experienced homeowners.

As a former US Army Airborne soldier, I bring discipline, focus, and a mission-first mentality to every transaction. I believe education is the key to reducing stress—the more you understand the process, the more confident you’ll feel. I take time to walk clients through each step clearly, anticipate questions early, and keep communication consistent throughout.

I treat every client like family because I know how important this decision is. Whether you’re buying your first home or your fifth, I work hard to deliver clarity, competitive loan options, and a seamless experience from application to closing.

Energetic, dedicated, and committed to service, I’m also a workout enthusiast who loves the great outdoors. I bring that same energy and passion to helping you achieve homeownership.

Licensed in California, Florida, Georgia, Illinois, Maryland, North Carolina, Pennsylvania, Virginia

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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