Simple Florida Home Financing With Added Peace of Mind
Feel free to send us a message or give us a call. Our group of friendly staff is here to help.
Phone Number
(424) 276-8200
Office Location
3750 S Susan Street, Santa Ana, CA 92704
Email Us
ryans@emortgagecapital.com
The REZILOANS Team at E Mortgage Capital includes complimentary first-year Home Price Protection with every Florida loan. If your home’s value drops, you receive direct cash compensation—automatically, at zero cost, with no claims to file.
Florida Experience That Shows
With over 1,000 loans closed and more than 100 years of combined lending experience, our team helps Florida buyers and homeowners navigate fast-moving markets, tight timelines, and the details that can vary by county and property.
Strong Rates Through Real Choice
We shop 160+ lenders nationwide to help you find competitive mortgage rates and a program that fits your goals. Whether you’re buying your first Florida home or refinancing, you get options supported by guidance—without being pushed into a one-size-fits-all approach.
Personal Support, Start to Close
Our experienced loan officers answer calls, explain each step clearly, and stay engaged through closing. No call centers. No hand-offs. Just a dedicated team focused on keeping your Florida loan process smooth and straightforward.
Meet The Team
Backed By Great People,
100% Customer Focused.
The most important asset to our company, is our people. Our team was built with you as our focus.
Florida home financing moves fast—and coastal details can impact costs and timing. The REZILOANS Team at E Mortgage Capital keeps your mortgage process clear and personal, backed by 1,000+ loans closed and 100+ years of combined experience. Every loan includes complimentary first-year Home Price Protection, with automatic cash compensation if your home’s value drops. We’re here to help you move forward with confidence.
Coast-to-Inland Florida Expertise
From South Florida and the Treasure Coast up through Tampa Bay, Orlando, Jacksonville, and the Panhandle, market conditions can shift quickly by county and even by neighborhood. Timing, insurance questions, and property-specific details often matter more here than borrowers expect—especially when buying near the water or in areas where wind and flood considerations can come into play.
That local awareness helps keep surprises to a minimum. Whether you’re relocating within Florida or moving in from out of state, REZILOANS helps you anticipate the practical checkpoints early so your home search, paperwork, and closing plan stay aligned.
Straightforward Options, No Hand-Offs
REZILOANS offers access to 160+ lenders nationwide, giving you room to find terms that fit without getting lost in a one-size-fits-all approach. Just as important, the experience stays human: experienced loan officers who answer calls, explain each step plainly, and keep communication consistent—no call centers and no runaround.
Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!
Loan Options
Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.
Fixed Rate Mortgage
Interest Rate and payments remain the same for the entire term of the loan.
FHA Loan
An FHA loan provides a government-insured loan with flexible loan options.
VA Loan
VA Loans offer flexible options as either fixed-rate or ARM mortgages.
Rehab Loan
Roll the costs of the renovation into your loan.
USDA Loan
Purchase a home with no money down in certain rural and suburban areas.
Jumbo Loan
Jumbo loans offer maximum flexibility for home financing for larger loans.
First Time Home Buyer
Popular loan programs for first time home buyers.
Low Down Payment Options
Explore options that may make you a home owner with a low down payment.
Investment Property
Mortgage loan programs for vacation and investment properties.
Bank Statement Program
Leverage your bank statements to secure a favorable home loan.
Bridge Home Loan
Secure the transition between selling your current home and buying a new one.
Construction Home Loan
Build your dream home from the ground up with tailored financing.
DSCR Home Loan
Focus on the debt-service coverage ratio to get the right home loan.
Fix & Flip Home Loan
Get the financial support you need for your home renovation projects.
HELOC Home Loan
Unlock the value in your home with flexible home equity lines of credit.
Reverse Mortgage
Convert a portion of your home equity into cash to secure your retirement.
Seller-Paid Buydown
Reduce your mortgage payments with the assistance of the seller.
Home Price Protection Program
An innovative home value protection option designed to help buyers move forward with confidence in any market.
Refinance
Mortgage refinancing may lower your monthly payments.
Cash-Out Refinance
Access home equity for various purposes.
VA Loan Refinance
There are two main ways to refinance your VA loan.
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